/* ==========================================================================
   Versicherungen Finanzen Stanke 24 – Stylesheet
   1:1-Nachbau des WordPress-Entwurfs (Theme "homepageschmiede", Bootstrap/MDB)
   Alle Stilwerte zentral als Variablen. Werte siehe styleguide.md.
   ========================================================================== */

/* Layout-Idee: feste helle Kopfleiste, farbige Vollbreiten-Bänder (Rot/Dunkelgrau/Weiß)
   mit zentriertem 1140px-Container, Karten mit dunkelgrauem Körper. */
:root {
  /* Farben */
  --color-primary: #dc0c17;        /* Akzent: Bänder, Buttons (custom-color-1) */
  --color-nav-link: #e22523;       /* Menülinks (text-color-1) */
  --color-surface-light: #e7e7e7;  /* Kopfleiste (custom-color-2) */
  --color-surface-dark: #4f4e4e;   /* Kacheln, Kontaktleiste, Footer (custom-color-3) */
  --color-bg: #ffffff;             /* Seitenhintergrund */
  --color-text: #212529;           /* Fließtext */
  --color-on-dark: #ffffff;        /* Text auf Rot/Dunkelgrau */
  --color-overlay: rgba(0, 0, 0, 0.3);       /* Bildabdunklung Hero (rgba-black-light) */
  --color-hr-light: rgba(255, 255, 255, 0.5); /* Trennlinie in Karten (hr-light) */

  /* Schriften */
  --font-heading: "Lustria", Georgia, "Times New Roman", serif;
  --font-body: "Roboto", "Helvetica Neue", Arial, sans-serif;
  --fs-base: 1rem;
  --fs-small: 0.875rem;
  --fs-lead: 1.25rem;
  --fs-h4: 1.5rem;
  --fs-h3: clamp(1.5rem, 1.1rem + 1.2vw, 1.75rem);
  --fs-h2: clamp(1.75rem, 1.2rem + 1.8vw, 2.5rem);
  --fs-hero-1: clamp(2.2rem, 1.2rem + 3.6vw, 4.5rem);
  --fs-hero-2: clamp(1.8rem, 1rem + 2.8vw, 3.5rem);
  --lh-body: 1.5;

  /* Ecken, Tiefe */
  --radius: 0.25rem;
  --shadow-card: 0 2px 5px 0 rgba(0, 0, 0, 0.16), 0 2px 10px 0 rgba(0, 0, 0, 0.12);
  --shadow-card-hover: 0 5px 11px 0 rgba(0, 0, 0, 0.18), 0 4px 15px 0 rgba(0, 0, 0, 0.15);

  /* Abstände (Bootstrap-Raster: 1 = 0.25rem … 5 = 3rem) */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 1rem;
  --space-4: 1.5rem;
  --space-5: 3rem;
  --container: 1140px;
  --header-height: 80px;

  color-scheme: light;
}

/* ---------- Basis ---------- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-padding-top: calc(var(--header-height) + var(--space-3)); }

body {
  margin: 0;
  background: var(--color-bg);
  color: var(--color-text);
  font-family: var(--font-body);
  font-size: var(--fs-base);
  font-weight: 300;
  line-height: var(--lh-body);
}

/* Band über einer fixierten Kopfleiste auf Geräten mit Notch */
body::before {
  content: "";
  position: fixed;
  inset: 0 0 auto;
  height: env(safe-area-inset-top, 0px);
  z-index: 110;
  background: var(--color-surface-light);
}

img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4, h5 { margin: 0; font-weight: 400; line-height: 1.2; text-wrap: balance; }

p { margin: 0 0 var(--space-3); }
p:last-child { margin-bottom: 0; }

a { color: inherit; }
a:focus-visible, button:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 3px;
}

strong { font-weight: 700; }

.container {
  width: 100%;
  max-width: calc(var(--container) + 2 * 16px);
  margin-inline: auto;
  padding-left: max(16px, env(safe-area-inset-left, 0px));
  padding-right: max(16px, env(safe-area-inset-right, 0px));
}

.section { padding-block: var(--space-5); }
.section--accent { background: var(--color-primary); color: var(--color-on-dark); }
.section--dark { background: var(--color-surface-dark); color: var(--color-on-dark); }
.section--light { background: var(--color-bg); }
.section--tight-top { padding-top: 0; }

.section__title {
  font-family: var(--font-heading);
  font-size: var(--fs-h2);
  margin-bottom: var(--space-4);
}
.section--accent .section__title { text-align: center; margin-bottom: var(--space-5); }

.section__subtitle {
  font-family: var(--font-heading);
  font-size: var(--fs-h3);
  margin-block: var(--space-5) var(--space-4);
}

.prose > * { max-width: 70ch; }
.prose p { font-size: 1.05rem; }

/* ---------- Kopfleiste ---------- */
.site-header {
  position: sticky;
  top: env(safe-area-inset-top, 0px);
  z-index: 100;
  background: var(--color-surface-light);
  box-shadow: var(--shadow-card);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
  min-height: var(--header-height);
  padding-block: var(--space-2);
}

.site-header__logo img { width: 260px; max-width: 60vw; }
@media (min-width: 1200px) { .site-nav__list { flex-wrap: nowrap; } }

.site-header__toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(0, 0, 0, 0.2);
  border-radius: var(--radius);
  background: transparent;
  color: #000000;
  font-size: 1.25rem;
  cursor: pointer;
}

.site-nav__list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-1);
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-nav__link {
  display: block;
  padding: var(--space-2) 0.6rem;
  color: var(--color-nav-link);
  font-size: 0.9rem;
  font-weight: 400;
  text-transform: uppercase;
  text-decoration: none;
  letter-spacing: 0.02em;
  border-radius: var(--radius);
  transition: background-color 0.2s ease;
}
.site-nav__link:hover { background: rgba(255, 255, 255, 0.6); }
.site-nav__link[aria-current="page"] { background: rgba(255, 255, 255, 0.8); }

@media (max-width: 1199px) {
  .site-header__inner { flex-wrap: wrap; }
  .site-header__toggle { display: inline-flex; }
  .site-nav { flex-basis: 100%; }
  .site-nav[data-open="false"] { display: none; }
  .site-nav__list { flex-direction: column; padding-bottom: var(--space-2); }
}

/* ---------- Hero (Startseite) ---------- */
.hero {
  position: relative;
  display: grid;
  place-items: center;
  min-height: clamp(360px, 60vh, 640px);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color: var(--color-on-dark);
  text-align: center;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--color-overlay);
}
.hero__content { position: relative; padding-block: var(--space-5); }
.hero__title { font-family: var(--font-heading); font-size: var(--fs-hero-1); margin-bottom: var(--space-3); }
.hero__subtitle { font-family: var(--font-heading); font-size: var(--fs-hero-2); }

/* ---------- Kontaktleiste (Startseite) ---------- */
.contact-bar { background: var(--color-surface-dark); color: var(--color-on-dark); }
.contact-bar__list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--space-2);
  margin: 0;
  padding: var(--space-3) 0;
  list-style: none;
  text-align: center;
}
.contact-bar__link { text-decoration: none; }
.contact-bar__link:hover { text-decoration: underline; }
.contact-bar .svg-inline--fa, .contact-bar i { margin-right: var(--space-2); }

/* ---------- Seitenkopf (Unterseiten) ---------- */
.page-title { background: var(--color-primary); color: var(--color-on-dark); }
.page-title__inner { padding-block: var(--space-5); }
.page-title__heading {
  font-family: var(--font-heading);
  font-size: var(--fs-h2);
  text-align: center;
}

/* ---------- Kacheln ---------- */
.tiles {
  display: grid;
  grid-template-columns: repeat(var(--tiles-cols, 3), minmax(0, 1fr));
  gap: var(--space-4);
}
.tiles--4 { --tiles-cols: 4; }
.tiles--3 { --tiles-cols: 3; }

@media (max-width: 991px) {
  .tiles--4 { --tiles-cols: 2; }
  .tiles--3 { --tiles-cols: 1; }
}
@media (max-width: 575px) {
  .tiles--4 { --tiles-cols: 1; }
}

.tile {
  display: flex;
  flex-direction: column;
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  background: var(--color-surface-dark);
  color: var(--color-on-dark);
  transition: box-shadow 0.2s ease;
}
.tile:hover { box-shadow: var(--shadow-card-hover); }

.tile__image { aspect-ratio: 3 / 2; width: 100%; object-fit: cover; }

.tile__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: var(--space-4);
}
.tile__title { font-family: var(--font-heading); font-size: var(--fs-h4); }
.tile__rule {
  border: 0;
  border-top: 1px solid var(--color-hr-light);
  margin: var(--space-3) 0;
}
.tile__text { flex: 1; margin-bottom: var(--space-4); }
.tile__text p { margin-bottom: var(--space-3); }
.tile__more {
  align-self: flex-end;
  font-size: 1.25rem;
  font-weight: 400;
  text-decoration: none;
}
.tile__more:hover { text-decoration: underline; }
.tile__more .svg-inline--fa, .tile__more i { margin-left: var(--space-1); font-size: 0.9em; }

.tile__step {
  display: inline-grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: var(--space-3);
  border-radius: 50%;
  background: var(--color-primary);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}

/* ---------- Schlagwörter (Startseite) ---------- */
.keywords {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-4);
  margin: 0;
  padding: 0;
  list-style: none;
  text-align: center;
}
@media (max-width: 991px) { .keywords { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 575px) { .keywords { grid-template-columns: 1fr; } }
.keywords__item { font-size: var(--fs-h4); font-weight: 400; color: #000000; }
.keywords__item .svg-inline--fa, .keywords__item i { display: block; margin-inline: auto; font-size: 2em; height: 1em; margin-bottom: var(--space-2); }

/* ---------- Text mit Bild ---------- */
.text-media {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-5);
  align-items: start;
}
.text-media__text { min-width: 0; }
.text-media__image { border-radius: var(--radius); margin-top: var(--space-4); }
@media (max-width: 991px) { .text-media { grid-template-columns: 1fr; gap: var(--space-4); } }

/* ---------- Buttons ---------- */
.button {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.85rem 2.1rem;
  border-radius: var(--radius);
  font-size: 0.95rem;
  font-weight: 400;
  text-transform: uppercase;
  text-decoration: none;
  line-height: 1.3;
  transition: background-color 0.2s ease, color 0.2s ease, box-shadow 0.2s ease;
  cursor: pointer;
}
.button--primary {
  background: var(--color-primary);
  color: var(--color-on-dark);
  border: 2px solid var(--color-primary);
  box-shadow: var(--shadow-card);
}
.button--primary:hover { box-shadow: var(--shadow-card-hover); }
.button--outline-light {
  background: transparent;
  color: var(--color-on-dark);
  border: 2px solid var(--color-on-dark);
}
.button--outline-light:hover { background: rgba(255, 255, 255, 0.12); }

.text-link {
  display: inline-flex;
  align-items: baseline;
  gap: var(--space-2);
  color: var(--color-primary);
  font-weight: 500;
  text-decoration: none;
}
.text-link:hover { text-decoration: underline; }

/* ---------- Handlungsaufforderung ---------- */
.cta { background: var(--color-primary); color: var(--color-on-dark); text-align: center; }
.cta__inner { padding-block: var(--space-5); }
.cta__title { font-family: var(--font-body); font-size: var(--fs-h3); font-weight: 700; margin-bottom: var(--space-4); }
.cta__actions { display: flex; flex-wrap: wrap; justify-content: center; gap: var(--space-3); }

/* ---------- Linkliste Vergleichsrechner ---------- */
.link-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: var(--space-3);
  margin: 0;
  padding: 0;
  list-style: none;
}
.link-grid__link {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  height: 100%;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius);
  background: var(--color-surface-dark);
  color: var(--color-on-dark);
  text-decoration: none;
  font-weight: 400;
  box-shadow: var(--shadow-card);
  transition: box-shadow 0.2s ease;
  hyphens: manual;
}
.link-grid__link:hover { box-shadow: var(--shadow-card-hover); }
.link-grid__link .svg-inline--fa, .link-grid__link i { color: var(--color-on-dark); font-size: 1.25rem; width: 1.5rem; text-align: center; flex: none; }
.link-grid__link span { min-width: 0; }

/* ---------- Partner-Banner ---------- */
.partner { display: flex; flex-wrap: wrap; align-items: center; gap: var(--space-4); }
.partner__image { width: 385px; max-width: 100%; border-radius: var(--radius); }

/* ---------- Externe Einbettung mit Zustimmung (2-Klick) ---------- */
.embed { position: relative; width: 100%; border-radius: var(--radius); overflow: hidden; background: var(--color-surface-light); }
.embed--16x9 { aspect-ratio: 16 / 9; }
.embed--tall { height: 420px; }  /* Platzhalter vor dem Laden */
.embed--tall.is-loaded { height: 1460px; }  /* Desktop: Filter + 2 Reihen mit je 2 Objekten */
@media (max-width: 991px) { .embed--tall.is-loaded { height: 1680px; } }  /* Tablet: Filter + 2 Objekte untereinander */
@media (max-width: 575px) { .embed--tall.is-loaded { height: 1400px; } }  /* Handy: Filter + 1 Objekt */
.embed iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }

.embed__consent {
  position: absolute;
  inset: 0;
  display: grid;
  place-content: center;
  justify-items: center;
  gap: var(--space-3);
  padding: var(--space-4);
  text-align: center;
}
.embed__icon { font-size: 2.5rem; color: var(--color-surface-dark); }
.embed__note { max-width: 46ch; font-size: var(--fs-small); margin: 0; }
.embed__note a { color: var(--color-primary); }
.embed__fallback { font-size: var(--fs-small); color: var(--color-primary); }
@media (max-width: 575px) { .embed--16x9 { aspect-ratio: 4 / 5; } }

/* ---------- Rechtstexte ---------- */
.legal { max-width: 80ch; overflow-wrap: anywhere; }
.legal h2 { font-family: var(--font-heading); font-size: var(--fs-h3); margin-block: var(--space-5) var(--space-3); }
.legal h2:first-child { margin-top: 0; }
.legal h3 { font-size: 1.15rem; font-weight: 500; margin-block: var(--space-4) var(--space-2); }
.legal a { color: var(--color-primary); }

/* ---------- Footer ---------- */
.site-footer { background: var(--color-surface-dark); color: var(--color-on-dark); font-size: var(--fs-small); }
.site-footer__inner { padding-block: var(--space-3); text-align: center; }
.site-footer a { text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.site-footer__sep { margin-inline: var(--space-2); }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; scroll-behavior: auto !important; }
}

/* ---------- Kachel-Erweiterungen (Versicherungen, Finanzen) ---------- */
.tile__image--contain {
  object-fit: contain;
  background: var(--color-bg);
  padding: var(--space-3);
}
.tile__steps,
.tile__links {
  margin: 0 0 var(--space-3);
  padding-left: 1.25rem;
}
.tile__steps li { margin-bottom: var(--space-2); }
.tile__links { padding-left: 0; list-style: none; display: grid; gap: var(--space-2); }
.tile__link {
  display: inline-flex;
  align-items: baseline;
  gap: var(--space-2);
  color: var(--color-on-dark);
  font-weight: 400;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.tile__link:hover { text-decoration-thickness: 2px; }
.tile__inline-image {
  width: 100%;
  margin-bottom: var(--space-3);
  padding: var(--space-3);
  border-radius: var(--radius);
  background: var(--color-bg);
}
.tile__label {
  margin: var(--space-4) 0 var(--space-2);
  font-weight: 500;
}

/* ---------- Responsive-Korrekturen ---------- */
.hero__content { width: 100%; min-width: 0; }
.hero__title,
.hero__subtitle { overflow-wrap: break-word; hyphens: auto; }
.hero__title { font-size: clamp(1.6rem, 0.8rem + 4vw, 4.5rem); }
.hero__subtitle { font-size: clamp(1.5rem, 0.8rem + 3vw, 3.5rem); }

/* Touch-Ziele mindestens 44 px hoch */
.contact-bar__link,
.embed__fallback {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding-inline: var(--space-2);
}
.tile__links .tile__link,
.tile__more { min-height: 32px; align-items: center; }